Is Recreational Vehicle Insurance Obligatory?
If you currently own a recreational vehicle or are considering purchasing one, you are most likely asking yourself this question: do I require RV insurance?
Protection for your recreational vehicle is simply as necessary as vehicle insurance.
Numerous states require uninsured or underinsured driver protection, and each state requires minimum liability coverage if the car is driven on the roadway.
If your state needs at least 20/40/10 liability coverage, then you will require bodily injury insurance that covers $20,000 per individual, $40,000 per mishap, and $10,000 per mishap including home damage.
Please keep in mind that state minimum liability limitations use for self-propelled cars. In the case of a towable recreational car, such as a 5-wheeler, RV, or travel trailer, liability extends from the pulling car.
Likewise, the state’s minimum liability limitations may not be enough for your situation. It’s crucial to have sufficient coverage to protect your properties in a serious accident or lawsuit.
Without sufficient liability protection, you run the risk of going into debt or losing ownerships you’ve worked hard for, like your home, vehicle, RECREATIONAL VEHICLE, personal belongings, and life cost savings.
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